Up to this point, my older 2 DS have rolled their eyes when I mentioned a WDW vacation. Accordingly, we bought a modest amount of points to serve our needs and happily have planed quite a few future trips. Now, oldest DS is engaged (wedding date 12/23/06). Suddenly, WDW is looking great for a honeymoon. Their hearts are set on a WDW vacation earlier in 1/07. Guess who's footing the bill? Of course, our points are already spoken for! I'm not too thrilled with the prospect of borrowing from next UY. Will have to buy/transfer some points. Need help with the particulars please: My UY is October...when I buy/transfer points will they: 1) Have to be valid for 06 UY (January) or do I need to look for a UY that matches my own. 2) How early do I need to have the points in place in my account (before I book @ 11 months out?) 3) If they cancel, the transferred points can only be re-rented, not banked? Thanks, I'm sure this has been answered before. If I'm forgetting something please post.