Ok so after reading literally everything we could find on resale dvc hubby and I sat down last night to thrash out what we wanted. I know that might sound stupid but we really hadn't discussed the finer details. So what we want is to go studio lower season value animal kingdom for 8 nights and studio standard view bay lake tower for 6 nights. We come from the uk so 2 weeks is perfect at disney, if we do universal or a beach it tends to be additional days so 2 weeks is good. We love akl and the value rooms are so good on points we definitely want to own there! We've tried getting in the value with my mums points (ssr) at the 7 month window and wait list and for our length of stay never managed it. So owning here is essential. 2 weeks is a long time though and we like to do a swap, try another hotel. Apart from wilderness lodge and grand Floridian we've stayed at all property and bay lake tower is by far our favourite! We have got in standard view once and lake view once but both were only for 4 nights. Although we love bay lake tower it's expensive in terms of points so we can't afford to just own here (unless we win the lotto!) realistically I think we'd stay here 2 out of 3 years although hubby does love it so much I guess we may end up there every tear!nits definitely important to hubby. So we NEED 90-100 points akv, and we need 100 points for blt but do we need to own here? Lake view is more expensive on points so we wouldn't have enough points, would be borrowing etc. would we get in? So our 2 options are 1- buy a 200 point akv contract 2- buy 100 akv contract and 100 point blt contract. Th closing costs on 2 instead of 1 contract plus wire transfer fees etc make it about $450 more expensive plus smaller contracts (I've read are higher priced? Thoughts?..