52-Week Savings Challenge

[OhMari]

I started over in July, something came up and I had to use it.
So, now I am doing 2, just to compensate for using the first one. I am almost halfway there.

 

[cousinbb]

I've had to cut back a little on the savings part since some major car repairs had to be done. So instead of combining two weeks challenges and taking it out on one paycheck I've had to take out just one week. I just went over $1000 in savings so I am happy!!

 

[dreamin_disney]

I'm ready for next year-lol! My checking account is set up so $25 is deducted every month automatically. By doing that I will have $25x12months= $300 so that will cover the most expensive 6 weeks. I'm going to try and shoot for doing 2 but lets see how that works out

 

[kymom99]

IIRC someone posted a chart last year to help keep track. Can someone post it again? I want to try this for 2015

 

[disny_luvr]

IIRC someone posted a chart last year to help keep track. Can someone post it again? I want to try this for 2015

You can Google images for a chart. There are tons to choose from. Good luck!

I am in again this year. I did it last year, too, but as the year progressed I'd forget to move money over to the account each week. I ended up saving about $850 which I ended up using for some Christmas presents. I am earmarking this money to use for spending money for our cruise at the end of next year.

 

[bcwife76]

I'm in for 2015! This will be my 3rd year in a row for doing it. I haven't reached the magical $1300+ figure yet but in the past two years we managed to put away about $900-$1000 each year, woohoo! On top of our automatic weekly savings too!

 

[BernardandMissBianca]

I'm in again too. I used mine for Christmas this year and it really helped keep me on budget.
2015 I will be doing 2. One will go to a vacation fund and the second will go to Christmas again.

 

[bababear_50]

I'm in
I am going to do the 52 week backwards one
Hugs Mel

 

[penguin1102]

I'm in again this year. Had to use the money last year for a new car.

 

[IBelieveInTheMagic]

WOOHOO!! In again this year and just pulled my first strip for 2015! My way - I cut each weekly strip and put in a small Disney cup and my DS' pulls one every Wednesday. We both look forward to the randomness of it and he giggles when he pulls me a "big one".

This is my "fun savings" as I have my other weekly savings automatically set up so this one I enjoy!

Heather

 

[dreamin_disney]

I'm in
I am going to do the 52 week backwards one
Hugs Mel

cute chart!
I also do mine backwards and it works better for me. I did two challenges one forward one backwards(or skip around when needed). I backward one I completed , I put into my xmas fund account at my credit union and in Nov they send me a check so I deposited that into a new savings account at my regular bank. My plan is to do the same with next years so I can save . My dream is to be able to save so I can take my DD16 to Hawaii for her high school graduation

 

[mslhb]

I think this year I am going to try a 26 week one. I get paid every other week so I figure I will transfer the money every payday and do it backwards 26, 25, 24, etc. Just looking to have some extra Christmas money come December time.

 

[BrerRabbit66]

I'm in for 2015! I see this as a fun challenge to incorporate into my revised budget plans while paying down debt. This shall be my "seagull" account....Mine, Mine,Mine...

 

[tcherjen]

I'm in too!!!!!!

 

[MissManda]

I think that I'm going to try this and see what happens. I will do the normal approach...starting with a dollar and building up each week. 2014 was a little rough financially for us, so hopefully starting out small and building up each week will work better for us in 2015.

You have to start somewhere!

 

[Snoozan]

I'm in again! I finished up my 2014 challenge a few weeks early so already have a headstart on my 2015 challenge. I just pick any amount every week - whatever extra cash I have. Worked great for me. I hope to have my 2016 vacation paid for before I ever leave!

 

[buckirj1]

I did this last year, and will do it this year. It works best if I do it in reverse, and make a monthly deposit into my "fun money" bank account around the first of the month (that $250 first payment isn't easy, but a great way to start). I usually stop when the week for $35 rolls around, and just deposit that amount for the remainder of the year. It works out to just under $2000 that way. I also deposit one-third of any "found" money received during the year, such as tax refunds, etc. The other two-thirds goes to normal savings. I wasn't able to take a vacation last year due to illness, but I used the "fun money" account to pay for some needed antique furniture restoration. It's a good system that works for me, but it doesn't take the place of real payroll savings.

 

[mommyburns]

I am in again for the third straight year. I have tried 1-52 and 52-1. This year I am going to try alternating, because this money comes out of my weekly budget amount and the first few weeks are very hard. I hope that alternating will make it a little easier.

 

[hrslvr142]

I am in too...actually my husband & I are challenging each other to complete this, this year. I am starting to work from home (hopefully) in a couple of weeks so the gas money I save should help fund this. Good luck everyone!

 

[Deffenm]

I am in. This will be my 2016 vacation money. I will be going in order as I have a cruise I am also saving for that will be in July, so the bigger amounts will be easier to save for after the cruise.