We rented a condo at Windsor Palms for 2 months until March 5th 2010, I think. We enjoyed the Flower and Garden Show on March 2nd and returned to our condo to find a flood. The water heater in the unit above ours went out. To make a very long story short, we ruined a laptop computer, printer, had lots of wet clothes, suitcases, etc. We had to find another place to stay the last nites and went to Saratoga Springs to sort, wash, and repack all of the wet or ruined stuff.
Here is the real Kicker, Windsor palms was not responsible, the people we rented from were not responsible, the people above us with the water heater in cracked pan, and not connected to an outside drain were not responsible, our insurance said we would only wind up with $49.00 after our deductible and rate increase, and, even better, our travel insurance only covered flood loss from natural causes and not from plumbing problems. FIVE insurance companies did not help us. We are senior citizens with knee problems and there was no help to just get out as fast as you can!!!!
I found the condo manager we had very difficult to understand and deal with, and we had words. He was from the UK.
I did not have a problem with renting from a private party, but be very careful and make sure you have very good travel insurance with flood coverage from plumbing, and also fire. They had had a fire in the building we were in, above and in back of us and they were repairing that while we were stying there.