Offer Pending - Weird Point Totals

[snoope]

As a buyer I am set to put an offer in. Here are the details:

160 Points with an August UY.

2011-130
2012-320
2013- 0
2014-160

These points remaining confuse me. I dont understand how this could be. I know am I just having a mind cramp. So they used 30 points in the current year and 130 remain. But then they have all of 2012 points coming in August. How could they have borrowed already from 2013 (leaving it dry) without using their existing points? If so, could their 2012 points still be banked to 2013. Something is rubbing me the wrong way and my spidey senses are tingling.

 

[zavandor]

They may had a reservation on 2011 UY and a big reservation for 2012 UY where they borrowed the points. Then they had cancelled everything in order to sell.

 

[Caren90]

I would agree with the PP or they simply borrowed the 2013 points into 2012 but did not use them. This information should be written down on the contract or the agent should be able to tell you what is going on here.

Just remember if the 2013 points were borrowed, they cannot be banked back into the 2013 UY so use those points first since they will expire the last day of July 2013. If you want points for 2013 UY, you can bank your 2012 points into 2013. Ouch, my head is spinning.

Stephen

 

[Breyean]

This is similar to a contract I'm looking at, which has a weird point allocation.

160 points, with 160 for the 2011 UY, 232 for 2012, 160 for 2013 and 2014.

I can't figure that one out.

 

[zavandor]

This is similar to a contract I'm looking at, which has a weird point allocation.

160 points, with 160 for the 2011 UY, 232 for 2012, 160 for 2013 and 2014.

I can't figure that one out.

It's like Sudoku-DVC
Maybe they were burned from Disney and started to bank points every year. So they banked 2010 points into 2011 and 2011 into 2012. If the banking deadline of 2011 points is near, it would make sense to bank the 2011 points before offering the contract to sell.

 

[lions1995]

160 points, with 160 for the 2011 UY, 232 for 2012, 160 for 2013 and 2014.


That is a bit bizzare. Could it be that they transfer points into their 2012 UY?? In both postings, I would certainly ask what the orginal UY for each point set is. Usually they are clearly listed, but there is a potential (depending on UY) that by the time the contract is in your name, some of the points may be gone.

 

[sparkhill]

This is similar to a contract I'm looking at, which has a weird point allocation.

160 points, with 160 for the 2011 UY, 232 for 2012, 160 for 2013 and 2014.

I can't figure that one out.

I looked at that one.
2011 - 160 points, banked and expire 5/31/12 so they would probably be worthless by the time closing was complete
2012 - 232 points, 72 banked expire 5/31/13, 160 regular
2013 - 160 regular