We bought and sold all our contracts through the timeshare store with great experiences. Our first contract was 75 points @ BWV, then we bought an additional 50 points @ VWL, then we sold all those and bought 190 points at OKW. We were fortunate in that we had the money saved so we didn't have to finance any of it but like I mentioned, we had very positive experiences with the timeshare store. My DH did the 1st 2 contracts completely over the phone, fax and email, for the OKW contract, we were going to be down for the closing so we brought all the paperwork in person (and got a lovely gift basket). While our contract is shorter than if we went through DVC directly, we did save quite a bit buying resale.