Why have you NOT bought DVC?

[Blessed_wth_Triplets]

I was hoping some people could help me see it different ways...for obvious reason I didn't post this on the DVC board. But honestly, my question goes to those who got to WDW every year, especially those who pay to stay in Deluxes, and have chosen not to buy DVC? I'm torn...i mean...it seems like a good deal...they say it pays for itself in about 7 vacations...i just don't see us ever have the $$$$ to pay for that big chunk, and DH would not want to finance it...so?? Just lookinf for some opinions on Disney experts! Thanks!

 

[RMulieri]

I have not bought yet..seriously thinking about it.But I still have not because I guess of cost.I know we will have to finance it, but I hate that idea when we have absolutely NO DEBTand a decent savings acct finally , and right now with the economy I am more worried about feeding ,clothing, and sheltering my family then anything else, especially if things get worse in this country.

 

[Cinderumbrella]

Fear of commitment!!!

We rarely go more than one time in a calendar year (this year is a HUGE exception). Also, while my little guy is young, its easy to be flexible with dates, but as he gets older we will have to travel in peak seasons. And once he starts sports, there goes even more free time. And, my biggest fear, HEAVEN FORBID, what if in 5 years he doesn't like WDW anymore and doesn't want to spend EVERY vacation there??

That being said, the Kingdom Towers is a VERY enticing option to make us forget all of the above...

 

[centurythree]

I haven't bought into it because I haven't finished grad school yet.

If it remains a good deal I'll seriously look into it a few years from now.

 

[Blessed_wth_Triplets]

I have not bought yet..seriously thinking about it.But I still have not because I guess of cost.I know we will have to finance it, but I hate that idea when we have absolutely NO DEBTand a decent savings acct finally , and right now with the economy I am more worried about feeding ,clothing, and sheltering my family then anything else, especially if things get worse in this country.

I hear ya!!!

 

[lindakmonty]

I think the main reason we haven't bought is b/c we're eligible to stay at SOG... I watch the resales, I have done a lot of research on DVC and it looks pretty tempting, but I think the bottom line is, we can stay at SOG and have no commitment. I also fear how much they'll raise the annual dues, there's no housekeeping unless you pay for it... so, for now.. SOG wins.

 

[jctwizzer]

We been in DVC ten+ years; visit Orlando area 4 times a year (or more)....have never gotten tired of it...no imagination I guess.
Bottom line: Best money we ever spent...other than the
marriage license!!!!!!!!!!!!
Oh...and we're 68....

 

[christa112]

We considered joining, but the cost keeps us away. It is a bit pricey for us. We don't stay in Deluxe Resorts usually we are at the Value or Moderate.

Not to mention, I am cheap LOL

 

[Cinders Mum]

I don't have the funds available at this time, also we have preferred resorts which does not have a DVC option.

 

[kakiegirl]

We normally stay in value resorts so the montly payments, plus annual dues plus having to buy your park tickets just does not add up for us. I wish it did, if I was going to do a vacation club anywhere it would be Disney. Also, we only get one full week vacation a year right now and as much as I am in love with Disney and could not imagine going anywhere else I am sure when DD gets older we will start going other places for vacation some years, I know I want to take her to Washington DC, Grand Canyon and Niagra Falls.

 

[karemore]

I don't want to be tied down. We love WDW but there's a huge world out there. Right now it suits us to visit often but as our daughter gets older we'll want to go to Europe, tour the US, and who knows what.

And for a family of 3 it's more affordable to just book a resort when we want to come.

 

[Dallas_Lady]

I really don't see it being a good deal for us. Here's why:

-We don't go to Disney every year. At the height of our Disney travels when the kids are a little older, we will probably go every other year. But we have other places we want to vacation as well.

-We stay in moderates and are very happy with them. I can get a 6 night stay at a mod for what many people pay in just their maintenance fees on their DVC points.

-I don't want to feel obligated to go just to get my money's worth. Living in Texas, a trip to Disney requires airfare and you still have to buy park tickets, meals, etc. If we bought DVC, we'd end up spending more each year on Disney than we would have if we hadn't bought it.

Maybe if we lived a short drive away AND it indluded park tickets we'd consider it. Otherwise, it's just not for us. And I am just fine with that

Here is a very good link on whether DVC is a good deal for you: http://www.mousesavers.com/dvc.html#opportunity

 

[Luv4Disney]

We just bought DVC last year. We couldn't find a reason not to. We did all the pros and cons and crunched numbers every which way. Even with staying at Value resorts, DVC worked out much better and we get to stay deluxe. With discounts, etc. it's well worth it. We did finance, but we're paying it off quicker so it'll be in half the time. I do believe current DVC members get first priority when new resorts open, so Kingdom Tower here we come! Who knows, it may sell out to currently DVC members first, like Grand Californian is rumored to.

 

[Poppins2000]

DH and I moved to South FL in the spring of 2006 and finally joined DVC last summer. We do something Disney 3-5 times a year and have done so since 2001. We purchased 200 points last summer, decided that wasn't enough and purchased another 160 on our Disney cruise in Jan. We were also given many incentive points each time (we were lucky!) which allowed us two trips to WDW last fall (one to GF for four nights and one to SSR for five), a week long cruise to the eastern Caribbean (cabin w/balcony) and in 15 days we are leaving for Ireland on an Adventures by Disney trip - all paid with points!!
Yes, it is a big investment ($33K for 360 points which we did finance) but at this point we have saved $12K and we have just been members for almost a year.

 

[dzorn]

Ok we just bought last august but I have a few guesses.

1. Money-If you buy direct from disney there is a 160 point min. (hint look for a small resale contract you may be able to get one as low as 50 pts.)
2. Time- If you go less than once per year. (See hint above with banking and borrowing you can use it every other or year.)
3. Don't want kitchen not cooking on vac. (just because its there you don't have to use it. DVC members staying on points are can get DDP without ticket purchase)
4. No daily house keeping. Not cleaning on vac either. (I can make my own bed no problem)
5. I want a monorail. (Kingdom Towers nuff said)

With that said I am so glad we purchased. If we deciede to sell sometime in the distant future Disney holds it's value pretty well.

Denise in MI

 

[Captain_Hook]

Because my parents bought DVC two years ago.

DH and I (now DS as well) get to go whenever we want for "free!"

"Hi my name is Jen and I am a Freeloader!"

 

[inaminute]

We bought--and then sold when we realized that we could be staying at other resorts for less than our yearly maintenance fees!

Plus, it really ticked me off that they had these wonderful specials for non-DVC members staying at Boardwalk or Old Key West while I was "stuck" paying the same amount every year for the same thing! Actually, they got more--housekeeping was included in their price! Sometimes I miss the "apartment" feel of the resorts, but not often.

DVC just didn't work in our situation.

 

[Blessed_wth_Triplets]

Few questions please ...what are Kingdom Towers?...how much would say..200 points cost and what would the annual fees be?

 

[Chellymouse]

We are also relatively new owners and did not join in 2003 for many of the reasons you have stated. 4 years later we were kicking ourselves! It is true that the best value for your points is obtained at WDW, but there are MANY options and places to use your points. We are planning a Disney Cruise for possibly next year when I finish grad school and we are in the early planning stages for a trip to Europe in the next year or two. Is it a substantial investment up front? absolutely. Is it worth it's weight in gold? absolutely. Dues are based on points and our annual dues right now are $858 for 225 points. We can't stay 10 nights at POR-FQ for that even during value season. DVC members do recieve discounts on AP's however, sometimes you get better deals on MYW tickets through AAA or mousesavers. The dining plan is also available as is grocery delivery service. Are we cooking on vacation? No way, but with a full kitchen, we are planning on doing breakfast and lunch in the villa then using our savings for meals at night. Having a washer/dryer is also going to be nice...don't have to pack so much so there is more room to bring home all of our "mouse gear" My DH is a numbers junkie and after he did all of his math, DVC is going to save us thousands of dollars in the coming years as well as enable us to travel to some places that would normally have taken us a couple of years to save to do.

 

[Luv4Disney]

Few questions please ...what are Kingdom Towers?...how much would say..200 points cost and what would the annual fees be?

Kingdom Tower is the rumored DVC resort at the Contemporary. No cost and annual fees announced yet. It's not "official" yet.