The answer to the "worth it" questions is 99 percent of the time a big "no."
Why? Because like the previous poster said, it means you likely can't afford it, you are just trying to justify the extra expense.
What it should come down to is this: You can have a tremendous Disney vacation by staying in your budget -- no matter how great or small your budget is. By staying in your budget, you will have much less stress and thus, much more fun.
What gets me are the people who say they are stay at home moms, they are in debt, husband gets laid off, and they ask 'Should we still go to WDW?'.
When people tell them to postpone the trip, they then get really mad, say everyone is flaming them, and then say they deserve to get away from their troubles. It's obvious they just want someone to justify the bad decision they've already made. Those I just shake my head at.
If you ask a question where the answer is obviously going to be something you don't want to hear, why ask it?
Although I do think a lot of people who're immune to Disney's tactics are kind of shaken when they discover how many people on the Dis think that upsell worth it. "Huh, maybe it isn't just standard advertising hoopla." 


I REALLY liked your post, and wish it could be made mandatory reading for all new DISers. Threads that start with "Has anyone ever....." really bug me. No. No one on the DIS boards (including all of us veteran guests) has EVER....(
) It really is a pet peeve of mine (and yes, we all know that I have many
).
