Correct me if I'm wrong but don't they not actually charge you in advance but only put a hold on the card and then charge you if you don't show up? I understand that this is the way it is for reservations like the Fantasmic package.
Opps...Nevermind...I just checked out the site listed above and it explains it...
Our Authorized Disney Vacation Planners are here to provide personalized, expert advice, answer every question, and uncover the best discounts.
Let Dreams Unlimited Travel take care of all the details, so you can sit back, relax, and enjoy a stress-free vacation.