As usual, I don't fit the statistics. I should be used to that by now. According to The Motley Fool, the equity in most homeowner's homes far outweighs what they have saved. That certainly isn't true for us. We are both in our early 40s and our savings are nearly double our home equity. Plus, our savings are growing much faster than our home equity so that gap will only widen over time. How about everyone else?