You could always do what we just did.
We just bought an add on off of my parent's
DVC. We bought 2 - 120 point add ons in order to get the bonus 100 points each. The deed reads my name first, my wife's second and my father 3rd. It made us members, we were automatically approved because my parent's was already paid off and we were able to buy any amount we wanted. We can have my father's name removed as soon as the mortgage is paid off.
This way also saves you the price of closing costs you get with a resale.