We just opened seven 7 month CDs -one for each of our grandchildren. Their money was just sitting there making little to no interest-so DH moved it over and started new savings for each of them in the meantime. We really need to move all of their money to something with better return. He opened a savings account for each child when they were born and puts money in their accounts every week, birthdays, and Christmas.
currently the new stove and hot tub are tied pretty closely at cost but i'm supposed to receive a bid today on a project in anticipation of the new hot tub so................we shall see.