I would say that any fall specials would possible be announced by Mid-July, but you never know. I suppose Disney reserves the right to announce any thing at any time. Have you booked on your own thru WDW? If so, I would call and ask them exactly what you are posting here. I'm not sure exactly how it works directly thru them, if you are the one booking. This is why we have always used Magical Journeys. They book everything for us and if a code comes out later, our agent applies it right then and THEN notifies us. They are wonderful about it. I would guess that it would work this way for you. Even if you've already paid the trip off(and I don't think making any more payments will make a difference), I would think Disney would apply that code to your ressie. This would either allow you to get money back, or they would apply it to your account, so when you check in you'd actually have a credit. If you're going to have charging privileges, this would be applied to that. If it were me, I would probably just ask whoever you booked thru.