Well, we did it, I just returned from meeting my husband at the Credit Union where we had the notary there notarize our paperwork. My husband was then returning to work and putting the envelope in the Fed Ex box there at work. Unless something happens with the fiancing (we do have a lot of debt). We are now members at BCV! Thank you to all the people here on the DIS who have answered my many questions. Send some pixie dust my way on March 6th so I can change my vaction on 9/30 - 10/12 from BC to BCV. Thanks again. Hope to meet some of you soon.