We live in extreme Northern Minnesota, and a remote starter is definitely necessary if you don't want to freeze to death before your car warms up, LOL.
My Subaru Forrester has remote starter and doesn't cost a thing. All Subaru autos have remote starters included in the purchase price. I Love It!
My daughter just bought a Toyota Rav-4 2020 model and her "free" remote expired. She lives up here in the frozen north too. She is having another remote starter installed, one which she has had before. She likes the one they are putting in much more than the standard one that came with her Toyota.
I believe it is a rip off and should just be included in the high cost of cars. We would think twice about buying toyota's again just because of this charge, and we were a toyota family before we bought our subaru, which I absolutely LOVE>