I'm not willing to take less per point, and I'm only willing to transfer only 9 points from my 2019 UY, because you are only allowed to do one transfer per UY. I would need to transfer a lot more points out of my 2020 UY because of the the restriction on only 1 transfer per UY. The 2019 UY points are good till the end of May of 2021, if banked.