Very budget frustrated.... Grrr! (vent)

pyrxtc

<font color=deeppink>Married 10-5-02<br><font colo
Joined
Jan 21, 2004
Messages
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I have been planning this trip forever in my mind and for almost a year for real. My DH tells his mom we are going and she calls and decides she is going too. she has me rent DVC rooms for her, uncle and for her cousin. I tell her no refund and she says fine. Then a week later she tells me she only wants two rooms. Cousin didn't want to intrude on our vacation and said no thanks to coming. I explain to her again and tell her same money and switch her to a 1 bedroom and studio for same points. Months later she wants to know if they can all be together. waitlist for 2 bedroom, get it even. She said girls can stay in her room since it's just her, I thought Great!, DH says we'll give you $300 towards it then. Ugh!!!

I have done this trip down to the last dollar. He has not wanted to hear anything about it and refuses to listen when I talk about it. Gave me a amount of money to spend on whole trip and I have done great in spending only what I needed to. We have left just enough to use for food and transportation while there left in our budget since everything is paid in full. It is even less than what I wanted to havce but unexpected expenses came up. Now DH is mad cuz I don't have the $300 for his mom.

What does he want me to do? He works like 60-70 hrs a week, on call 24/7. I only work in the wnter and randomly get child support from ex. Everytime I have money, I buy household stuff like cleaners, laudry soap, needed clothes or other things that we have put off cuz we had no money. I will also use my money for food shopping the first thing and very rarely will I splurge on clearance items for myself or the kids. I pay for anything I want which include any magazines or occasionally taking the kids to Mcdonalds. i will go weeks with only $20 in my bank account and no cash on me.

I love my DH and he always pays all the bills on time but we never have any money, or so he complains. I don't complain. ee have a nice house, two very new cars and he buys me whatever I need when i ask for it. He is not stingy with his money by any mean but he is stingy about mine.

I am very cheap, I never pay full price for anything unles it is at a discount store . But then it's not really ful price is it? I buy all of my kids clothes on clearance, outlets, and yard sales. ewven at the outlets, I buy them on clearance. My DD's and Ds have had all their fall/winter clothes since april. i paid $2 each for everything in the bags. I even keep our food budget under $90 for our family of 6. Yes, I said under $90. I never go anywhere that isn't free and requires minimal gas usage.

How do I get my DH to understand all the shortcuts I already take, nevermind pulling $300 out of my but for his mother. (who, by the way, was a rotten mother growing up, makes more money than my DH, lives with her brother rent free amnd supports noone but herself.)

I never wanted her on vacaion to begin with, we disaree on too many things and she is very selfish. she pouts when she doesn't get her way and then DH gets upset when MIL and I disagree. She says she can watch the kids whike we are on rides but I had already paid for our babysitter to come with us. she is very excited.
 
OH boy! Doesn't sound like your Disney vacation is going in the right direction. Wish I could offer some advice. :confused3

I too am wishfully gathering whatever $$ I can for our trip. Best of luck to you coming up with the $300. I see you do ebay - get into those closets and see what you can part with!
 
pyrxtc~

Sorry to hear about your MIL problem - we have never been to WDW with any other family members just DH, me and the kids. This time we are taking a friend of my DS - so this will be new!!

As for your budget - of budget living - I have to say I LOVE Dave Ramsey. You should look up his website - he has a daily radio show that talks about debt, credit and getting DEBT FREE. I found him on this board about 3 weeks ago - and he has changed our lives - for the better!! He also has several books you can probably get at the library!

We are still going to keep our trip - leaving in 9 days!! But this has now turned into how frugal can we be on this trip - got to get our snowball going! You mentioned you have 2 new cars - check out what Dave has to say about car loans!! I hope this helps - we thought we were in "good" shape too - come to find out we are $40K in debt not counting the house!! We are NOW working on it - it is no longer working on us!!! :cheer2:
 
Sounds to me as if your DH needs to read what you wrote....
 

My MIL is wonderful, but not self sufficient. DH and DBIL lived with and helped support her for several years (in a 1 br apt), until DH and I got married. I don't dislike her, but wish I had the $$$$ to take her with us and not feel the budget go :earseek: . My family all stays in one room at the AS every single trip, so we would first have to pay for another room, then tickets, food plane fare, etc. It would be like having another child with us. Healthwise, she is fine. She just retired early because she is not a "worker". I'm sure DBIL would give her $$ towards the ticket, as well as DSIL (or not...), but that would still leave us lower than we need to be. Plus, this is the first year we will have to pay for tickets and dining for DD2 (CM, CRT, CP, Trails End) and pay for DD12 as an adult, and no AP discounts for Oct so far..... DMIL keeps hinting that she would love to go back to WDW (DSIL took her with her 2 years ago because she has DVC and had an extra bed, and we chipped in for tickets). Wish I had boatloads of cash to make everybody happy, but I don't.
Could you talk to MIL yourself, and try to have her tell your DH that you guys should keep the 300? Or maybe, since he already offered, you could split the difference and only give her 150? Your DH sounds like a reasonable man, so hopefully you can work something out.
 
pyrxtc said:
He is not stingy with his money by any mean but he is stingy about mine.
Then let him pay mom out of HIS money. Tell him that you had your trip budgeted to the last penny, and you just don't have any money budgeted for this extra $300. And if he wants mom to have it, he'll have to come up with it himself.
 
You could tell MIL that you children will stay with you instead since you don't have the 300 to give her?? i'm sorry you have to go through all this.
 
tlbwriter said:
Then let him pay mom out of HIS money. Tell him that you had your trip budgeted to the last penny, and you just don't have any money budgeted for this extra $300. And if he wants mom to have it, he'll have to come up with it himself.

I did, that's when he got really mad and demanded to know where all the money went so I told him. Then he got mad that I don't have much money in my account for food and I had to explain that too. I got CS for the first time two weeks ago since March and also had two weddings to go to so gifts and clothes for both of us.
 
It sounds like it's not just a money issue but you really don't want your MIL on your vacation. You really have to address that issue first.

I don't understand renting DVC units. Are you renting them from CRO? That makes for an expensive vacation. You'll do much better renting points or even staying offiste. Your MIL has a separate reservation for a studio? Was it canceled or not? If you never canceled her reservation then why didn't you assume your child would be staying in her room for the $300 you agreed. If she canceled her reservation and is now changing her mind and coming you might just say you changed your mind and your child will be staying in your unit. You'll certainly understand if she wants to cancel.


I don't know why you become your families travel agent. In the future book your trip for your family and give other family member your dates and a phone number for them to make their own arrangements.
 
Show your DH the budget for this trip. Let him see how the money was/will be spent, then he'll understand why you can't come up with another $300 so quickly and unexpectedly.
Otherwise, your DH doesn't seem to be in touch with your everyday expenses. If you don't have a steady source of income, how are you to be expected to handle grocery shopping, purchasing clothing for the children, etc and whatever the unexpected expense was that you took care of out of the trip money? Perhaps I've misunderstood what you are saying, but it sounds like there is a tremendous burden placed on you. Even if he is giving you an "allowance" per se, if it isn't enough to pay for these necessities, then he needs to know that.
My DH is also oblivious to what things cost. I handle our finances so he doesn't get to see the prices. He's been out of work from several surgeries for 3 1/2 months now, you should see the look on his face as we check out at Wal-Mart when we stop in there for a few things. :scared1: This time out on disability has really helped him to appreciate/understand how well I do manage our money.
 
I rented points for everything. My MIL now has a 2 bedroom with her brother, his wife, and their DS. She offered the extra space to our girls but for that money would could have gotten an extra room for us.

I am also the famiy travel agent because nobody has the time or idea on how to do it. Also their english is not very the greatest and they get confused easily. I have instructed my MIL on wher to get her tickets and what kind for the last 5 months but it's still not done. I wrote it down, gotten her a tuicket desription thing from the Disney Store and continually remind her but it doesn't help. She will probably end up buying tickets down there.

I have a whole night without her planned. MNSSHP!! She asked about it once and said she'd buy tickets but i hope not! I wanted a family vacation but just for the 7 of us.

A lot of things she does bugs me!
 
ajksmom said:
Otherwise, your DH doesn't seem to be in touch with your everyday expenses. If you don't have a steady source of income, how are you to be expected to handle grocery shopping, purchasing clothing for the children, etc and whatever the unexpected expense was that you took care of out of the trip money? Perhaps I've misunderstood what you are saying, but it sounds like there is a tremendous burden placed on you. Even if he is giving you an "allowance" per se, if it isn't enough to pay for these necessities, then he needs to know that.
.

The unexpected happened when we got a great deal on airfare instead of the long-plnned driving down. Now we have to pay for transport to the first hotel then a cab for me and luggage to the BWV's the next day. didn't think of that when we figured out the driving vs. flying costs. Too late now! I think it equals the sanity we saved though.

When to comes to my money, I like to think I do very well, I never overdraw and do everthing in my head cuz when it comes to remebering to write it all in my checkbook, i stink! But i keep all my receipts.... and I do mean all. My DH hates it but it comes in handy if something breaks soon after purchase, or if it's the wrong size.

No allowance for me, food shopping, I just take his debit card and he stops for diapers or whatever as we need it.

DH thinks I spend too much when I save. LOL! I got full clothing for 3 of my kids for fall and winter for under $150
 
Since you only want a family vacation for your immediate family in the future you should stop being their travel agent. Let them use an internet TA like Dreams Unlimited or call Disney directly. You're right they'll never make the reservations and you'll get your wish, a vacation without them. I'd never rent points for people like them. Those type of changes can't always be made and the person you're renting from may not like all the extra work.

Since you're on a tight budget you should have looked at on offsite condo property or even vacation home. You say you're cheap and watch every penny but the offsite deals are much better.

That said it sounds like you said your child would stay in their unit and you'd pay $300. Was there a time in which you had a reservation and they didn't? If so that was the time you changed your plan otherwise there really isn't a graceful way out of the situation.


pyrxtc said:
I rented points for everything. My MIL now has a 2 bedroom with her brother, his wife, and their DS. She offered the extra space to our girls but for that money would could have gotten an extra room for us.

I am also the famiy travel agent because nobody has the time or idea on how to do it. Also their english is not very the greatest and they get confused easily. I have instructed my MIL on wher to get her tickets and what kind for the last 5 months but it's still not done. I wrote it down, gotten her a tuicket desription thing from the Disney Store and continually remind her but it doesn't help. She will probably end up buying tickets down there.

I have a whole night without her planned. MNSSHP!! She asked about it once and said she'd buy tickets but i hope not! I wanted a family vacation but just for the 7 of us.

A lot of things she does bugs me!
 
yes we had reservations and they didnt. i got mine at 11 months out and theirs at 7 months. I would rather have had the extra studio for us than have the girls in her room.

We are on a budget (and who isn't with 4 kids??) but we knew we wanted onsite. we probably won't go again for at least 6-8 yrs if ever. WDW wasn't on the list of places my DH wants to visit. We do a big one every two years, next ones are Arizona/Grand canyon, then Hawaii.
 
using Magical Express? Are you flying on a participating airline? It is worth it to check it out...

I am there with you all when you say your dh's don't really know how much anything costs. They really don't have any idea about how tightly budgets can be run when making ends meet.

Myself, I am reading Dave Ramsey's book and REFUSE to go without any money in our bank account EVER AGAIN!!! It is a way too stressful lifestyle to lead.

You need to put your foot down with you dh. Let him know that YOU and the kids are the VIP's in his life now...not mommy!!! I know what that is like too...we are struggling with that issue at the moment.

Since mil decided to "come along" then she should be responsible for all of her own expenses. It seems to me your dh doesn't want to appear badly in mom's eyes for not offering up the cash.

Best of Luck!! :flower:
 
pyrxtc said:
The unexpected happened when we got a great deal on airfare instead of the long-plnned driving down. Now we have to pay for transport to the first hotel then a cab for me and luggage to the BWV's the next day. didn't think of that when we figured out the driving vs. flying costs. Too late now! I think it equals the sanity we saved though.

If your staying onsite the first night, disney will move your luggage for you for free. All you have to do is tell the bell service, it may take several hours but free (plus tip) is better then a cab fare.

Hope this helps
Melissa
 
DisneyMommyMichelle said:
You could tell MIL that you children will stay with you instead since you don't have the 300 to give her?? i'm sorry you have to go through all this.

pyrxtc,

Can you just tell DH and MIL that the girls and you decided that they would rather stay with the rest of your family? Make sure the girls back you up on this! Then just don't bring up the $300.00 again - assume that it is a moot point.

If someone like DH or MIL "reminds" you of the $300.00, then reply "oh that was if the girls stayed in the room, but they are not anymore." If DH pushes it, I would tell him that you are not planning on subsiding his Mom's trip since the girls aren't staying with her, if HE wants to subsidize the trip, then he should pay it!

If, when you get down there, MIL again offers to have the girls over, mention "oh but I don't have an extra $300 to give you," I bet she will say don't worry about it, you don't have to. Make sure that there are witnesses to her statement.

Clear it with DH before you send the girls over. You don't want to have to OWE your MIL $300 after your trip. IF DH agrees that nothing will be owed, send them over (if they want), if DH still thinks that you should pay, then keep the girls, unless DH offers paying himself!!!

:grouphug: about the MIL. My own relationship with my MIL went from bad (she made my cry 2 days after our engagement) to very good (treated me and the kids great) to very bad (her true colors came out).

My consolation is that I could have it much, much worse. I have a friend who has a nightmare MIL & FIL. So, I'm glad I have mine. Even though I feel that I have to watch my back, they don't make my life miserable every day!
 
I agree with SleepyatDVC just don't have your DD's go with your monster in law!

My own Monster in Law is moving to our hometown after living 3 hours away from us! Yikes :earseek:
 
MayMom said:
I agree with SleepyatDVC just don't have your DD's go with your monster in law!

My own Monster in Law is moving to our hometown after living 3 hours away from us! Yikes :earseek:

I'm so sorry! i'm glad mine isn't close. she won't even come visit because she's allergic to our dogs. :banana: :rotfl:
 
pyrxtc said:
I'm so sorry! i'm glad mine isn't close. she won't even come visit because she's allergic to our dogs. :banana: :rotfl:

Maybe that's a GOOD thing! Lol! If she did visit, it would probably be for extended trips of weeks at a time! Can you just imagine!!! :earseek:


My MIL & FIL moved far away but they still visit the NYC area every 3 months or so because of doctor's visits. If we didn't live on the 5th floor of a walk up building then we'd be in danger of having them actually staying with us! MIL actually wore out her welcome at her siblings' house and they now stay at a friend's condo when they visit. They stay for a few weeks at a time - sometime continuously, sometimes as a pit stop to Europe or to NC where DH's brother lives. We all meet up a DH's aunt's place (where his Grandparents live) when they are in town.

We have too many stairs and not enough parking for them to come to us!!! :banana: :banana:
 

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