However, this article indicates that if there may be businesses that accepts Venmo credit card payments with no fees: Can You Use a Credit Card on Venmo? Venmo charges a 3% fee when you use your credit card to send money to family and friends, but there is no fee if using your credit card to make an online purchase from a business that accepts Venmo. Online merchants who accept Venmo typically will have a Venmo-branded payment button on the site or there will be a Venmo option after first selecting PayPal as the payment method.