Can you change your mind and use points to pay for a res you already booked? we are sailing on Dec 31 and if I have to cancel will not get the res back. We have a lot of points that we will lose if not used by the end of May and because I was told they were borrowed, (which I'm not so sure about that), but I can't transfer them to someone else. I have tried to use the rent board before but had people back out on me and spent a rediculous amount of time tryng to secure dates and then the people didn't want them.