It will. Unless Chase changed their policy since our purchase two weeks ago. Our add-on coded as travel and we received 3x points.I thought about using the Disney visa but I'm going to try the chase sapphire. Hoping it codes as travel to get 3% back on the purchase in points.
I can say if I were to use my Chase Sapphire Reserve to pay for a direct purchase, I'd likely keep the Ultimate Reward points to use for flights for an international vacation or to Hawaii in the future, as air redemptions can be one of the best values of Chase UR points.Do you then use the pay yourself back?
Do dues/MFs count as travel?It will. Unless Chase changed their policy since our purchase two weeks ago. Our add-on coded as travel and we received 3x points.
No. We are saving our points for a Tokyo Disneyland trip. If you use the points to pay yourself back, their value is greatly reduced. It is an option though.Do you then use the pay yourself back?
Oh, have you ever been?? Tokyo Disneyland is amazing. DisneySea has won our hearts as the most intricately detailed and themed Disney park we've been to (We've been to WDW, DL, Hong Kong Disneyland and Tokyo Disneyland). The attention to detail is just incredible, and we could have spent our entire time there just looking at everything and taking it all in! My oldest son will hopefully be studying in Japan next summer, and I intend to go out to meet him at the end to travel, and you better believe I'm planning a couple of days at the parks again!No. We are saving our points for a Tokyo Disneyland trip. If you use the points to pay yourself back, their value is greatly reduced. It is an option though.
Economy round trip to Tokyo is about 70k points. The cash value of those points is $700. It makes more sense for us to collect the points.
Second this. The 2% back plus 6 months free interest on the Disney Premier makes it definitely worth it, however.We have a few cards, including the Disney Visa Premier. We'll put about 1/3 on there for 0% financing 6 months. We'll put the rest of a new Chase Freedom Unlimited. It's only 1.5% cash back but new card promo includes 15 months no interest.
So I'd only suggest the Disney Premier if wanting the 0% financing offer or if one doesn't have a better reward card. If you don't have the Premier then I'd suggest passing in favor of the Freedom Unlimited, Freedom Flex, or another good rewards card with a nice intro promotion.
I could be wrong here but I do not believe the Chase Freedom cards currently have a balance transfer promotion. I believe they're 0% on only *new purchases* but have a 5% fee on balance transfer. I believe Citi Diamon may have 3% fee but then aforementioned 0% for 18 months.Second this. The 2% back plus 6 months free interest on the Disney Premier makes it definitely worth it, however.
Unless you’re using the Chase Unlimited or Flex Freedom to get Ultimate Reward points that you can transfer to a Sapphire or other premium card that allows you to transfer UR points to airline partners, I’d actually recommend putting it all on your Disney Premier, then at 6 months open a card with 15 or 18 month 0% financing for balance transfers then you’d get 21 to 24 months (2 years) of 0% interest. Citi Double Cash and Citi Diamond Preferred both offer 18 month 0% financing.
Before you apply for the Chase Freedom cards, though, be aware that Chase has a 5/24 rule. If you’ve opened ANY 5 credit cards in the last 24 months, you will be automatically denied.
You can use any credit card to purchase add-on points from Disney. What you need is a credit card that is offering 0% for new purchases. If you open a new CC and are within the introductory 0% offer (if they offer it), then you're good. If you're still in your Citi Double Cash no interest period, then you're also good - you'll pay 0% interest until the introductory period ends and get the 2% back in rewards (1% when you charge it and 1% when you pay it off).So let me see if I have this right. I can use my non-Disney credit card to purchase add on points directly from DVC? Or do I have to use a Disney Chase card? I have a Citi Double Cash with no interest for a while and was thinking about adding on but if I can get around paying interest than I'm in.