I tried researching this but couldn't find a difinitive answer: We are in the middle of purchasing 200 points with a March Use year. Contract comes with 200 points March 2012, 200 points March 2013. Submitted to ROFR on Feb 27th. I am running possible scenarios that could happen for points usage with us. For example: We may be looking to book the last week of February 2013 which would be February 23 to March 2nd. Question is at which point do they take the points from your account. Is it when you make the reservation, at checkout, checkin or other. Because the week is between two Use Years, just curious as to how that would work. I know about banking and borrowing rules and times.