Hi, I haven't purchased trip insurance for our past trips. With some family health issues I was thinking about it for this summer-my specific question is, if you rent a timeshare through an owner (where if you cancel you loose your $), would trip insurance cover that do you think? There are some good deals for Orlando for their timeshares such as Hilton, Marriot etc,. but I'm hesitant due to the fact we have to cancel we loose the money. Thank you!