Title Insurance Issued despite waiver (Direct purchase)

tommcp516

Mouseketeer
Joined
Nov 24, 2020
Messages
83
We recently (3/8) purchased direct from DVC and waived title insurance. I confirmed in the contract that there was no charge for title insurance in the section itemizing closing costs.
Today I received an email from Disney with a link to a title insurance policy in our names for our property issued by First American--even though we weren't charged for it. Is this something Disney does anyway as the (direct) seller?
I'm hesitant to contact the DVC guide who handled our purchase, in case it gets cancelled after I bring to their attention that we waived it. Has anyone else who's expressly waived title insurance in a direct purchase had a policy issued to them anyway?
 
I would contact them because you don’t want to see a charge later if you don’t want it.
 
Definitely check with your guide. I had to sign a waiver for taking out the title insurance.
 

We recently (3/8) purchased direct from DVC and waived title insurance. I confirmed in the contract that there was no charge for title insurance in the section itemizing closing costs.
Today I received an email from Disney with a link to a title insurance policy in our names for our property issued by First American--even though we weren't charged for it. Is this something Disney does anyway as the (direct) seller?
I'm hesitant to contact the DVC guide who handled our purchase, in case it gets cancelled after I bring to their attention that we waived it. Has anyone else who's expressly waived title insurance in a direct purchase had a policy issued to them anyway?

Same thing happened to me today. I’m going to call the QA team tomorrow. I’ll report back if I hear anything.
 
I wouldn't call them. You asked not to have the title insurance, if they decide to give it to you anyway then its free of charge. If its a mistake then the mistake is on them not you.
 



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