I give a big

to the george foreman grill! When I first started seeing ads for it , I thought it was like all those other silly products they sell on infomercials. But a couple of years ago I bought one for my elderly grandfather (he just turned 91!!!) b/c he's really into eating giant slabs of meat (and not much else! don't ask how he's lived so long) but it is hard for him to get out a frying pan and do all the clean up.
He loved his foreman grill, so the next year, I bought one for myself. I love it! You can really cook ANYTHING on it, and its so easy to use. Much easier to clean up than cooking in any other pots/pans. And quick! It takes about 4-8 minutes to cook chicken, steak, fish, etc (depending on how thick it is). I also like to cook veggies, sandwiches (grilled cheese, etc.) and french toast on it. Basically anything that can be cooked in a pan can be made on the foreman grill.
About the price -- my income is limited like yours. But look around -- I've seen foreman grills at Big Lots and other discount stores for CHEAP. They also go on sale at
walmart, kmart, etc. fairly frequently. I think they might be something like 20 bucks, very affordable. If it is just you and your husband (I think you mentioned a husband?), get the small grill. There are some huge ones out there now, but the smallest one is fine for two people.