This might be helpful??

Darkside

Mouseketeer
Joined
Sep 2, 2005
Messages
414
I just purchsed two 25 add on contracts to my SSR contract. I could not resist the current insentive. Since I don't have $4200 just laying around I had to use Disney financing(10% plus financing) This is the only thing that makes me feel bad about doing this. Low and behold I get a transfer balance check from my Marriott Chase Visa Card a few days later. 0% fixed interest for the life of the loan, I could not believe it, I get to use the banks money for almost free(fine print says there is a $75 transaction fee), but what the heck. I hope this info helps anyone else in my current situation.
 
We did a similar thing with AMEX at 1.9% on a big purchase a few years ago--the "catch" is that the transfer or low interest loan is paid 1st and all other charges are paid LAST--so, if you charge anything or have an outstanding balance, you get hit with a much higher interest rate that you can't pay off until the whole other loan is paid down.
It worked for us--we had no balance and cut up the card, so we wouldn't charge on it by mistake--we are still paying off the loan at 1.9% 4 years later and it's still 1.9%. I was thinking of adding-on 50 points, as well--I might just have to look for that Marriott deal in the mail--thanks! Elaine
 















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