Curious if you care to elaborate on how they applied the prepayment. I've been trying to allocate my gift cards pro rata across my contracts, although I believe
@PolyRob said in another thread that they basically just consolidate it all and then, anything extra is allocated to the .0 contract. Essentially, sounded like if you prepay, might as well just prepay all on the .0 contract. Maybe having multiple UYs complicates things?
I still don't think I could bring myself not to do pro rata across my contracts because what if I prepay it all on the .0 contract and they decide to just carry everything over on that one with a bill coming do for all the others. I am also way to risk averse to keep $10,000 on gift cards - I won't be quite there on my dues, but I'm probably not too far off.
