I have done a ton of research and worked some numbers. That's just the way I work. And after looking at everything, my H and I had an idea.
The points are ok, but with the big discount for military right now, it is way worth it to go with the resort (instead of renting VC points). But what part of the resort. I am a money person, but DH has ALWAYS wanted to stay in the CR. And this is the first time every bringing our kids to Disney, and they are HUGE Disney fans. So I will bite my tongue and not worry about spending a little more this vacation, since it's the first time. Besides, I've been saving already for a year, have almost a year to go, and will be paying for this with cash. Almost there already.
Sorry, I wandered! Anyway, we are now seriously considering, if the discount still works, staying in the tower on the Atrium level. There is a reason for this. When my H and I were able to go years ago alone, we stayed at the Poly at the concierge level. It was fantastic!! We saved sooooo much money on food! Breakfast every morning, sandwiches and snacks during the day (so we can save some in room fridge from day before and bring as a pack lunch to the parks), and drinks/food at night. Lounge to sit in while we let the kids get to sleep in the room. Higher up in tower. No noise. But still in Contemporary!
Again, the discount has to work for that level, but we figured that for trying to make it a great first ever trip, the food savings and discount and ticket savings may actually make this work.
So now I am not sure what I'm doing. But it is very tempting.
With the way the points work, it's only a few hundred more dollars for a week to stay Atrium level, MK view in the tower. Wow.
I love these military discounts! Only way we could do this. We've been dreaming of this for years.