I have xxxx VGC points xxxxUY full points avail. I’m one signature away from listing them for sale to take advantage of the high pricing atm and use the money to buy double or more points at Aulani where I already own 600 points. Help me walk through this and decide if we hit send!
Here’s where my head is at;
Pro:

We use our VGC points the least as I won’t trade then into the rest of the system.

We have a home in SoCal so now we just drive home or I’ll want to make impromptu trips and end up staying off prop overnight because VGC is now a 7-11 month plan or nothing.

We can always rent points during home window at either VGC or VDH in future

We can always pay a day or two rack if need be

We can get 600 more points at Aulani where we are always borrowed out. We love Aulani though it’s point intensive. 600 only gets you a week ocean view. We can also use those as SAP at SSR or higher priced preferred view rooms at WDW at 7 mos and have never had a problem if we’re willing to throw points down for the rooms that book last.

We could later buy into VDH resale as there are more contracts there. We have a blue card already.

More points, more trips and/or the ability to take more people.

No more renting when I need points or using my HHI points as SAP and able to use at HHI as intended.

Aulani is easy to rent if need be. Also it makes the best wedding gift, family and clients trips)
Con:

We will never be able to get those points back and there’s 34 years to go where the rack rate will increase.

We will sell the house in SoCal when the kids go to college and we’ve decided not to repurchase in CA due to weather, water, taxes etc.

Grandkids (fingers crossed)

We may want to go for C33 at DLR also and then will want to stay more often. (This is a minor consideration)

More dues on more points

Aulani points will not appreciate and are harder to sell (that’s never a given of course but a consideration)

Rack rates are high and difficult to get larger rooms

FOMO
We are definitely torn. I’m leaning sell. My husband is leaning keep. Gotta decide if I pull out or sign by EOD tomorrow.