I just checked the account for DH's student loans. We were having payments taken out of our checking account every month. Today I suddenly noticed the loan company had lowered the monthly payment by $40. We did not ask for a lower amount; if anything, our goal is to start paying over the monthly amount to get this loan paid off. It's our biggest debt at $14K. Anyone have this happen to them? DH plans to call them and ask for the payment amount to be brought back to what it had been. I know some people would be excited at having a lower bill but I suspect they're doing this to extend the life of the loan and get more interest money out of us. And we do NOT want that!