So now they messed up our plans for next April.

[jarestel]

2021 was already shaping up to be a very busy year with the 50th anniversary and the opening of new rides, Now throw in all of the extra points folks are probably banking from 2020 to 2021 due to uncertainty and 2021 looks to be a very tough year for booking. Allowing unfettered borrowing at that point would be unreasonable. I think it's remarkable that DVC decided to allow any borrowing at all in 2021.

 

[ctl]

So, can someone explain to me what the 50% borrowing limitation means? If I need to use points from the 2021 use year for a reservation in 2021 and my use year is December , do I have to wait for December 1st this year for all my points to be available? Until the 1st of December am I limited to 50% of my 2021 points to use to book?
I don't know if this question needs to be in a different thread, sorry.

 

[S22]

So, can someone explain to me what the 50% borrowing limitation means? If I need to use points from the 2021 use year for a reservation in 2021 and my use year is December , do I have to wait for December 1st this year for all my points to be available? Until the 1st of December am I limited to 50% of my 2021 points to use to book?
I don't know if this question needs to be in a different thread, sorry.

If your use year is December and you want to make a reservation in 2021 before December (when you are in your 2020 use year) then you can only borrow up to 50% of your 2021 points. If you want to make a reservation in December 2021, you would have access to all of your 2021 points, as you would be in your 2021 use year. Does this make sense?

 

[Sandisw]

So, can someone explain to me what the 50% borrowing limitation means? If I need to use points from the 2021 use year for a reservation in 2021 and my use year is December , do I have to wait for December 1st this year for all my points to be available? Until the 1st of December am I limited to 50% of my 2021 points to use to book?
I don't know if this question needs to be in a different thread, sorry.

The current rule limits all borrowing to 50%. So, if you need points from the UY after the trip is taking place you can only use no more than 50% of what you own

Any trip from January to November 2021 is in your 2020 UY. That means you can use banked 2019. 2020. And borrow up to 50%f from 2021 to finish the reservation.

If you want to go in Dec 2021, then it is in your 2021 UY, which means you can use banked 2020, 2021, and borrow up to 50% of 2022 to complete the reservation.

We don’t know how long it will last but I think it will be in for quite a while still.

 

[ctl]

The current rule limits all borrowing to 50%. So, if you need points from the UY after the trip is taking place you can only use no more than 50% of what you own

Any trip from January to November 2021 is in your 2020 UY. That means you can use banked 2019. 2020. And borrow up to 50%f from 2021 to finish the reservation.

If you want to go in Dec 2021, then it is in your 2021 UY, which means you can use banked 2020, 2021, and borrow up to 50% of 2022 to complete the reservation.

We don’t know how long it will last but I think it will be in for quite a while still.

Thanks Sandisw. That means I think I'm good for my October 2021 trip, I don't need to use any UY2022 points for that. Just wanted to double check to be sure, because I had noticed "locks" on my contract points when I looked online that I had noticed before. It just made me nervous.

 

[S22]

Thanks Sandisw. That means I think I'm good for my October 2021 trip, I don't need to use any UY2022 points for that. Just wanted to double check to be sure, because I had noticed "locks" on my contract points when I looked online that I had noticed before. It just made me nervous.

If you are making a reservation in October 2021, you would be in your 2020 use year and would only be able to borrow points (up to 50%) from 2021. You won't be able to borrow from UY 2022 until December 2021.

 

[ParrotBill]

Don't forget the original reason for the borrowing limit is to accommodate all of us who had points expiring from vacations that were canceled during closure. We were granted extra banking of this year points and that is why they need to limit points pulled into the next year (or more.) A don't forget those of us who had banked points in those vacation have either lost those points, or were forced to send them to RCI. And I can't use those easily because it is risky to book a vacation outside the US and point availability inside the US is extremely difficult for anywhere that I would consider a vacation.

 

[_auroraborealis_]

And remember, RCI is a trade. DVC has to give units to RCI when a member uses points in RCI. So all the RCI deposits won't make DVC units more available.

 

[Chuck S]

I was just reading through the email from DVC stating the people with April and June Use Years will not be losing their points. I am happy for them, but now because they are limiting the borrowing of points for the next year, I won’t be able to make the reservation I was going to for April. I have 260 points and was planning on borrowing 173 for our Spring Break trip. As I understand it, I will only be allowed to borrow 130??

With all the talk of how they would fix this, I never dreamed THIS would be their solution. It totally sucks.


Anyone else is this predicament? Ugh.

Will you have enough points if you book at a different resort, like OKW? It may not be your first choice, but it may work for you.