We've gone the 2nd week in October and were glad to have the Express Pass for some of the rides. With that said, Universal lines are nowhere as long as Disney's. I didn't see any wait time exceeding 60 minutes. It really depends on your tolerance level.
You could always do a split stay 1 night at RPH will give you 2 days express then the other nights in either of the other resorts you mentioned. That way you could get a lot of rides in the first 2 days then have a more laid back/leisurely last 3 days. And it would be more budget friendly if that is of any importance.