If you want separate charge cards for everyone . . .
1) At check-in, tell the CM you want a "SHARE" reservation.
2) You
must use this very specific term.
3) Each person can have their purchases go directly to their own credit card.
4) Some CM's may say it can't be done.
5) Ask for a manager, or ask them to review the Front Desk Procedure Manual.
6) It is in the index under SHARE.
7) This can be done at any WDW resort.
8) Takes, maybe, an additional 5-10 minutes at check-in.
9) What happens (example: Mom and Daughter want different charging)
. . . Mom and Daughter go to Front Desk to check-in
. . . Mom asks for "SHARE"
. . . she gives her credit card
. . . the CM checks her in
. . . daughter asks for "SHARE"
. . . she gives her other credit card
. . . the CM makes a "dummy" reservation on-the-spot for the daughter
. . . the daughter's credit card is assigned to the "dummy" room number key
. . . in practical sense, Mom is room #1111-"A", Daughter is #1111-"B"
. . . each person's key charges goes to their own credit card
. . . exception is room charges like phones or room service go to first check-in
. . . you can do this for each person in the room or on the reservation, no limit
NOTE: Using this method, the room reservation (room, tickets, DDP, etc) cost can be split between key holders or applied to one key holder - take your pick.