After all the talk about possible 7 night carribean cruises in 09, Im thinking of cancelling our 4 night cruise in April 08 and booking for a summer 09 7 nighter. Id rather not miss any school for a seven night cruise and have an extra year to pay for it, and use our AP's that we have this year, for a short spring break park vacation. So my question is this, Im still within my full refund period but how does Disney handle the refund? I paid with my Disney Visa and it is all paid off. Do they just credit your visa? or will I get some sort of check back? If they credit your visa, can you get a check from your visa company? Thanks fellow disers!!!!! I was hoping that the summer 09 dates would come out prior to Feb 08 so I could instantly rebook, but it doesnt look like that will happen.