We have been thinking about buying DVC but I have question. Maybe I am overthinking this but it seems like most folks but 100-200 point range. Even borrowing and banking wouldn't allow these folks to stay in a 2br or Grand Villa. By Disney offering these rooms at high points seems like the likelihood they sit vacant during slower times and even busier times. I mea who has 1100 points for a week at BLT. There are no discount points deal if the room goes unrented. What happens to them? Does Disney reallocate points based on use? Does Disney rent them? It seems like if they sell lots of small point contracts they are really selling them for even fewer available accommodations when you take out the big boys!