We sailed on the Dream on a 5 day cruise and had to see the Dr onboard because my Father, who is diabetic, forgot to pack his injectible daily insulin. The cost for the DCL Dr was a little under $200.00 for what he needed (care and medication). I used my credit card for the onboard charges for everyone in our travel party (all family) so when he paid at the medical facility with his room card it billed to me. We had DCl trip insurance not sure if there is anything applicable with that policy that could help us but thought I would throw that in just in case. I have asked my father (retired) to do what he could to talk to his insurance company to find out what needs to be done in order to get re imbursed for the charges. I work full time and then some and since he is retired and his insurace etc it would be easier for me if he could take care if it. I dont know if it is even possible to get the insurance (whatever policy) to pay for this bill since this happened due to his own doing (not a medical emergency type illness/issue). I think he has medicare and some kind of insurance that he actually bought through his car/home insurance agent but I don't know what type of insurance it is. He told me that he took the paperwork out to his insurance agent. I told him I thought he needed to call like Aetna or whoever he has medical insurance with. Something tells me that a company like State Farm/Allstate/Progressive doesn't have much to do with medical insurance but I may be mistaken and he doesn't elaborate easily as to what product he has. My Father doesn't communicate well and can be stubborn/difficult to deal with. The info he has given me about who he talked to and what he/they are doing to find out if this can be submitted for reimbursement is very limited. I thought I would post here to see if someone has encountered a similiar situation such as needed onboard medical care/ medicine that was forgotten at home and if/how to go about getting paid back if it is even possible. My concern is that there may be a time frame that we have to get this taken care of and he may be heading in the wrong direction. Can anyone share any experiences that may help me figure out what if anything I could or should be doing to get the bill submitted to be paid by his medical as if he were on land?