Points Usage Question

[ericamcl]

I have 100 points at AKV and 100 points at OKW.
I know that the set of points at each resort are separate - and that I can only use the 100 points at AKV at the 11 month mark and then the 100 points at OKW can be used at AKV at the 7 month mark.
My question is this - if I book using the 100 points at AKV and then borrow a few points to complete the reservation can I call MS at the 7 month mark and say something like "Oh put the borrowed points back and use the points I now have available from my OKW contract" or is it kind of like, once I borrow I'm stuck using those points?

I hope my question makes sense?

TIA!

 

[Deb & Bill]

Borrowing is a final transaction. If the villa you are booking at 11 months out, is still available at 7 months out when you want to use the other points, they will let you swap. But if it isn't available and there is a wait list, you won't be able to do it. That would defeat the 11 month perk.

If you were able to change out the points at 7 months because it was available, you could take some of the current year points and bank them to make up for the ones you borrowed.

 

[Kidanifan08]

No. Once borrowed, the points have to stay in that UY. You could plan a split stay between AKV and OKW and then at 7 months try to switch the reservation to one or the other. Depending on the time of year, you may not have any trouble making the switch at 7 months. Alternatively, just borrow the few points you need and be done with it. Then the next time figure out a way to compromise and make it work. Many DIS'ers with a small contract at two resorts will either do split stays or alternate resorts every year. If you are going during a time of year that is busy for DVC, then you are better off borrowing the points and scheduling the reservation at 11 months.