Just looking ahead for worse case senarios - what is the policy/procedure if a Disney cruise has to be canceled. Are all points lost? Partial points lost? Fee paid?
The points are returned to your account in "reservation" status and expire at the end of the use year. They cannot be banked.
They cannot be used to reserve a stay at a DVC resort and they cannot be used for an exchange via RCI or the LBVTC.
As Deb & Bill posted, they may only be used to reserve something in the Disney Collection (including another cruise), the Adventurer Collection or the Concierge Collection. You will have to pay another $95 fee to make the reservation.