Hi Everyone!! This is my first post but I've been lurking for a while and decided you guys must be the ones to ask. We've booked our first Disney Cruise (West. Carribean May 3, 2008) and I'm wondering if I should just go with the Disney vacation protection plan or look around? What do you guys do?? There will be 21 people in our travel party, including 11 kids. I just think we should probably have some kind of ins. just in case..... Thanks!!