Please explain transferring from one contract to another

[MrsG]

We own at 4 resorts, having the most points at BCV, then SSR, then BLT, and the least at AKV. I read on the Dis that you cannot tell member services which points you want to use from each contract when you book a stay. Is that correct???

Let's say I want to stay at BCV. I call at the 11 mo window. They will use my BCV points first - how else could I book at 11 months? Let's then say that I want to book a cruise during the same year. If I have enough 2010 points can't I tell them to use my SSR points first, then AK, etc. and leave my BCV and my BLT alone or do they start with my first contract, then go to my second, then the third??

Or is it that you have to use all your points available for that year first before you borrow.

Ex. My understanding was: I want to book a cruise and I have 400 points available for 2010. I will need 200 more points from 2011. I cannot save any 2010 points in BLT and borrow from my 2011 SSR. I have to use up all my available 2010 points and then I can tell them to use specific points from 2011 (like my SSR points). Isn't that correct?

Also, please explain about the once per year transferring of points from one contract to the next. Why would you want to do this?

Thanks so much.

 

[*KeepMovingForward*]

Also, please explain about the once per year transferring of points from one contract to the next. Why would you want to do this?

Thanks so much.

We have done point transfers. You don't transfer points from one contract to another...you transfer points from one DVC member to another DVC member-at least that is my understanding. It doesn't make sense why you would want to transfer points from one contract to another. We took a transfer this year from a fellow DVC member since we were spending more time at Disney this year. They weren't going to be able to go and needed the extra cash, so it was a win-win situation for everyone.

 

[lark]

I sort of have a related question, although it may be the same question. If it's not the same question, my apologies to the OP. But I think it is similar, although it does not involve separate contracts.

Suppose I have 200 BLT points with a June UY. I know that I will be wanting to make a reservation at my home resort for a July 2010 trip, which requires 369 points. I wish to call on the first day in August 2009 that I can to get my preferred dates. So I will end up using my 2009 and 2010 points for this trip, with 31 left over.

Now, suppose I also want to do a short stay in June 2009. I don't care where, and I'm not picky about dates, but I need 50 points. So, I find a member willing to transfer me 19 points. Let's say they are not BLT points -- let's say they are OKW points that must be used by the end of 2009, or something.

Ok, so now what I have is 19 OKW points, 200 BLT points coming in June 1, 2009, and another 200 BLT points coming on June 1, 2010. I think that's right. So I call DVC tommorrow and make a 50 point reservation for June 15, 2009. Can I specify that for this reservation, I wish to use the 19 OKW points plus 31 of my 2009 BLT points? Only by doing this will I ensure that I have the 361 BLT points I need in order to get my 11 month reservation. I guess put another way, is there any chance they will use more than 31 of my BLT points for the first reservation?

 

[DVCGeek]

Hopefully someone with more info. will also respond, but my understanding is:

You can ask member services to use any points you want as long as it is allowed by the general rules (in the right use year or borrow it to the year, 11 or 7th months based on home resort).

I think transfers become required if you want to mix points from different contract numbers LEFT of the decimal point. If the only difference is you want to combine points from xxx.000 and xxx.002, then no transfer is needed. Generally xxx is the same if you added on from Disney directly and always had the same use year. It is likely to be different if you do a resale, and then the transfers become an issue.

Hope that helps! (and I'm right, for that matter...)

 

[5forDiz]

If all your contracts are individual contracts then moving points from one contract to another would be considered a transfer. BUT If first contract you purchased is noted as master contract & 3 contracts you subsequently purchased are noted as add-ons to that master contract then you would not be transferring points between contracts. But if any or all of 3 subsequent contracts purchased are stand alone contracts then for example to move SSR points to book at BCV at 7 month window you'd be doing a transfer and this then uses up the single transfer per contract per use year for both SSR contract and BCV contract so you would not in that same use year be able to move BLT points over to SSR contract, etc.

I'm not sure re your question if all 2010 UY points from all contracts must be utilized instead of you being able to designate using just 2010 SSR points and borrowing from 2011 SSR any additional points that are needed for cruise....I don't want to answer incorrectly, sorry I couldn't help more on this point.

 

[wildernessDad]

If your resorts are under the same master contract number, then you do not need to transfer between them.

However, the home resort rule still applies.

For example, if you owned at SSR, BLT and BCV and wanted to make a reservation 11 months out at BCV, then you could not use your SSR or BLT points because they aren't BCV home vacation points. At the 7 month point, you could use any of your points to book any DVC resort. With banking and borrowing of your BCV points, you can book a longer vacation at BCV at 11 months if desired.

Cruises are outside the normal system, so you would have to convert your vacation points to, so called, reservation points. In that case, you should be able to tell MS which points to use. I am not sure how borrowing works in that case. Some who have done this can tag on.

 

[5forDiz]

I sort of have a related question, although it may be the same question. If it's not the same question, my apologies to the OP. But I think it is similar, although it does not involve separate contracts.

Suppose I have 200 BLT points with a June UY. I know that I will be wanting to make a reservation at my home resort for a July 2010 trip, which requires 369 points. I wish to call on the first day in August 2009 that I can to get my preferred dates. So I will end up using my 2009 and 2010 points for this trip, with 31 left over.

Now, suppose I also want to do a short stay in June 2009. I don't care where, and I'm not picky about dates, but I need 50 points. So, I find a member willing to transfer me 19 points. Let's say they are not BLT points -- let's say they are OKW points that must be used by the end of 2009, or something.

Ok, so now what I have is 19 OKW points, 200 BLT points coming in June 1, 2009, and another 200 BLT points coming on June 1, 2010. I think that's right. So I call DVC tommorrow and make a 50 point reservation for June 15, 2009. Can I specify that for this reservation, I wish to use the 19 OKW points plus 31 of my 2009 BLT points? Only by doing this will I ensure that I have the 361 BLT points I need in order to get my 11 month reservation. I guess put another way, is there any chance they will use more than 31 of my BLT points for the first reservation?

BLT points may not be used for a stay in June 2009 not even for staying at any other DVC resort (BLT points can't be used for a stay anywhere before BLT opens).

Yes August xx 2009 is first date you may call for July xx 2010 booking so you will not have 31 points left over prior to that call - what you will have is your allotment of June 2009 UY 200 points and if necessary may borrow additional points that are needed from June 2010 UY allotment.

Just fyi to further expand on transfer of points into your account from another member :
~ Be sure you get enough points transferred in because only 1 transfer is allowed per UY, so you may want to transfer in some extra points & then bank them if you don't need to use them provided that the transferred pts are still within their banking window - this will give you some extra insurance in case, let's say you want a studio but only 1 bedroom is available for ressie - in your example you spoke of needing 19 OKW points to complete ressie so let's move the ressie date to Aug 15 instead of June 15 - then you could do a ressie using OKW transferred points & your BLT points because BLT will be opened by then - but if you didn't have enough OKW pts to cover what you want to do then MS would have to take any additiional points needed from your 2009 UY allotment of BLT pts.
** Just be sure to be clear with MS that transferred points are what will be used first for 2009 stay and then MS should use 31 BLT points from 2009 UY to cover 50 pt reservation you want.

Then on Aug xx 2009 to book July 2010 trip which needs 369 BLT points MS will BANK remaining 169 BLT points from your June 2009 UY ( which makes them valid for reservation between 6/1/2010 - 5/31/2011 ) and will use these banked points along with 200 BLT pts from your June 2010 UY to cover ressie.

 

[Deb & Bill]

We have done point transfers. You don't transfer points from one contract to another...you transfer points from one DVC member to another DVC member-at least that is my understanding. It doesn't make sense why you would want to transfer points from one contract to another. We took a transfer this year from a fellow DVC member since we were spending more time at Disney this year. They weren't going to be able to go and needed the extra cash, so it was a win-win situation for everyone.

Not necessarily. We have two master contracts (different UY) and one add-on to the first master (different resort from the master). If we want to combine the poins from the Dec contract (only 50 points) with the Sept contracts, we have to transfer them. Otherwise, we can only make a reservation for as many days as we have points. We can't use some points from the Dec contract and some from the Sept contract to make a single night.

So what we usually do is transfer the Dec contract to the Sept contract (same resort anyway) and use the one transfer in (into the Sept contract) and the one transfer out (the Dec contract) each year.

 

[lark]

BLT points may not be used for a stay in June 2009 not even for staying at any other DVC resort (BLT points can't be used for a stay anywhere before BLT opens).

Thanks -- and for your helpful response on the other thread. I think I've got it now.

 

[lark]

Yes August xx 2009 is first date you may call for July xx 2010 booking so you will not have 31 points left over prior to that call - what you will have is your allotment of June 2009 UY 200 points and if necessary may borrow additional points that are needed from June 2010 UY allotment.

Oops -- wait a minute. Now I am confused. I think I'm having a bit of problem with the difference between borrowing and banking.

Let's say June use year, 200 BLT points. I want to make a reservation for July 2010. I call in August 2009. Am I borrowing my 2010 points for this stay, or am I banking my 2009 points? The reason this is important is because what if I need more than 400 points, just as an example. Can't I also borrow some of my 2011 points for this stay?

So, let's pretend I need 500 points for my July 2010 trip. Can I call in August 2009 and book the trip and say, please bank my 200 points for 2009, use my 200 points for 2010, and borrow 100 of my points for 2011?

Sorry to ask the same question over again -- I'm just a bit confused, obviously.

 

[MrsG]

Oops -- wait a minute. Now I am confused. I think I'm having a bit of problem with the difference between borrowing and banking.

Let's say June use year, 200 BLT points. I want to make a reservation for July 2010. I call in August 2009. Am I borrowing my 2010 points for this stay, or am I banking my 2009 points? The reason this is important is because what if I need more than 400 points, just as an example. Can't I also borrow some of my 2011 points for this stay?

So, let's pretend I need 500 points for my July 2010 trip. Can I call in August 2009 and book the trip and say, please bank my 200 points for 2009, use my 200 points for 2010, and borrow 100 of my points for 2011?

Sorry to ask the same question over again -- I'm just a bit confused, obviously.

Yes, that's exactly what you can do. And the reps are really so helpful. They will guide you. You can bank, borrow and book all in the same phone call.

 

[Sandisw]

Oops -- wait a minute. Now I am confused. I think I'm having a bit of problem with the difference between borrowing and banking.

Let's say June use year, 200 BLT points. I want to make a reservation for July 2010. I call in August 2009. Am I borrowing my 2010 points for this stay, or am I banking my 2009 points? The reason this is important is because what if I need more than 400 points, just as an example. Can't I also borrow some of my 2011 points for this stay?

So, let's pretend I need 500 points for my July 2010 trip. Can I call in August 2009 and book the trip and say, please bank my 200 points for 2009, use my 200 points for 2010, and borrow 100 of my points for 2011?

Sorry to ask the same question over again -- I'm just a bit confused, obviously.

Your July 2010 trip could use either 2009 banked and 2010 "current" year points OR your trip could use 2010 "current year" points and 2011 borrowed points (if you did not bank any of your 2009 points) OR your trip could use 2009 "banked" points, 2010 "current year" points, and some 2011 borrowed points (if you needed more than the 400)

If your plan is to buy 200 BLT points with a June UY, and you know your first trip won't be until July 2010, my suggestion would be to call MS and bank your 2009 points as soon as you get them in June.

Then, when you call in August for the July 2010 trip, all you need to worry about is making the reservation. MS will take care of using the 2009 banked and 2010 "current year" points (and any 2011 if your ressie exceeds the 400)

While this takes 2 separate calls, it might be easier on the day you make reservations. I am always worried about asking MS to do too many things in one call that could get complicated.

Good luck!!!

 

[DVCGeek]

If your plan is to buy 200 BLT points with a June UY, and you know your first trip won't be until July 2010, my suggestion would be to call MS and bank your 2009 points as soon as you get them in June.

I thought it was possible to bank directly from DVCMember.com?

Admittedly I haven't tried it since I own @ BLT & VGC so I haven't had a use year start yet so I'm not sure... Plus, I already have 3 BLT ressies booked and used all my 2009 & most over half my 2010 BLT points so it won't be an issue for me for a little while!