DH and I are trying to adopt, and we know that we may have to cancel a trip when/if we get "the call." We're still fairly new to DVC, so I want to be sure I know how it works if we cancel a trip relatively last minute. We have one trip booked, and are considering booking a second since we may have to cancel at least one trip. We actually have planned not to cruise (our other vacation of choice) until we've completed the adoption because we're worried about just this problem. Do I under this correctly? If we cancel a trip more than 30 days out, it is just the same as if we'd never booked it. If we cancel a trip within 30 days of travel, the points go into holding, which means use it or lose within some short period of time? And we still can't bank them, even if we cancel the trip before our banking deadline? Also, will they use your first to go away points (in this case, our banked points) for the first trip you book, or the first trip you take? We booked a trip for October using banked points. Now we may try to do a trip in May, so will the banked points shift to being used for May, the trip taken first, or will they stay with October (which may end up cancelled?) Am I making myself clear?