My personal opinion is that it would give a renter of points a little extra protection, because the renter can pay with a credit card. If there is a problem with the transaction, there is a trail, and the renter can do a charge-back, getting the charge removed from their charge card, in case of a scam. For the owner of the points, the money can be credited to their account within minutes, making communication faster--In about 10 minutes a renter can pay the deposit on the points, and it's credited to my account, so that I can fax a copy of the ressie immediately. Otherwise, the renter must send a certified check by snail mail, and wait for me to return the ressie to them, which can take as much as two weeks.