I just completed the online checking process. At first I was going to add our credit card but I noticed there is a cash/other option. We were planning to use Disney gift cards that we have been buying and our obc to cover our costs but should I still add a cc just in case. Or can I add the cc on board if I think it is needed? When finalizing the bill does DCL charge cost against obc first and cash/gift cards second and cc last? If we don't spend all of the money on our gift cards, will they put the money back on a gift card or send us a check?