Disney has always been expensive, but seems to have accelerated the last few years. We were fortunate to be able to take our kids every 2-3 years (now grown). We started staying off-site to save money, then stayed at the Swan/Dolphin using Marriott credit card points which at the time was a good deal, also got the educator discount there. We also rented points a few times. We also took numerous other vacations. One reason we would go back to disney as a winter getaway (live in New England) is because it was familiar and EASY. Yeah, some planning in advance, but with guides, using rope drop and fast passes we could make the most of the park visits without too much planning. Now it seems more like work, with park reservations,
Genie+ and ILL, more and constant work while you are there and more fees for everything. We bought a DVC resale in the summer of 2020 during COVID when the prices were low, our first trip since then is planned for October. But the changes have really curbed my enthusiasm

. After that trip we will decide how often we think its worth it. Makes me sad as we were looking forward to bringing our adult kids and future grandkids, but are not willing to pay the current prices to be stressed the whole time trying to score rides or feeling cheated with the new markups.