Need help asap. Can I borrow?

  • Sandisw

    Moderator
    Moderator
    Joined
    Nov 15, 2008
    Easiest way for me...first figure out the UY your trip will take place...then you know that you can used banked points for the UY prior to the trip, points from the UY of the trip, and borrow from the UY after the trip. So, since an April 19 trip is in your Dec 2018 UY, it can be paid for with banked 2017, 2018 and borrowed 2019 points.

    With a Dec UY...and I have one...its best to not even think about the calendar year as the majority of your UY is in the next calendar year!
     

    Ginger R

    NJDisneyFans
    Joined
    May 1, 2018
    Easiest way for me...first figure out the UY your trip will take place...then you know that you can used banked points for the UY prior to the trip, points from the UY of the trip, and borrow from the UY after the trip. So, since an April 19 trip is in your Dec 2018 UY, it can be paid for with banked 2017, 2018 and borrowed 2019 points.

    With a Dec UY...and I have one...its best to not even think about the calendar year as the majority of your UY is in the next calendar year!
    So I have a question December use year here also. I have 1 point left in my 2018 use year bc we borrowed the majority for our Jan 2019 trip. If I want to make a reservation for April 2020 do I need to bank that 1 point since the reservation is for 2020 or since I can make that reservation 11 mos out in May and the point is there available for use do I not have to bank it? Sorry if this sounds confusing.
     

    bumbershoot

    DIS Veteran
    Joined
    Mar 5, 2007
    So I have a question December use year here also. I have 1 point left in my 2018 use year bc we borrowed the majority for our Jan 2019 trip. If I want to make a reservation for April 2020 do I need to bank that 1 point since the reservation is for 2020 or since I can make that reservation 11 mos out in May and the point is there available for use do I not have to bank it? Sorry if this sounds confusing.
    Dec 2018 UY is good for trips 12/1/18 - 11/30/19

    Banking it to 2019 makes it good for trips 12/1/19 - 11/30/2020

    You need the points to be in the UY that the trip is in. So yes you bank it to 2019 for use on a trip April 2020.


    But you borrowed for a 2019 trip? That’s confusing to me.
     

    Ginger R

    NJDisneyFans
    Joined
    May 1, 2018
    Dec 2018 UY is good for trips 12/1/18 - 11/30/19

    Banking it to 2019 makes it good for trips 12/1/19 - 11/30/2020

    You need the points to be in the UY that the trip is in. So yes you bank it to 2019 for use on a trip April 2020.


    But you borrowed for a 2019 trip? That’s confusing to me.
    No I'm sorry I typed it wrong. I meant that we used most of our 2018 points for our 2019 trip. Im always confusing myself bc ofvthe dec use year. Lol. We have all of our 2019 points. But thank you for the info. I will bank that last 2018 point so we have it for the 2020 trip.
     

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