Need help asap. Can I borrow?

Discussion in 'DVC-Mousecellaneous' started by eeyoresmom, Jan 11, 2019.

  1. eeyoresmom

    eeyoresmom DIS Veteran

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    I have a Dec UY. Can I borrow 2020 points for an April 2019 reservation?
     
  2. han22735

    han22735 DIS Veteran

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    no....april of 2019 is 2018 use year so you could borrow 2019 DEC use year
     
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  4. eeyoresmom

    eeyoresmom DIS Veteran

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    Thank you .
     
  5. Sandisw

    Sandisw Moderator Moderator

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    Easiest way for me...first figure out the UY your trip will take place...then you know that you can used banked points for the UY prior to the trip, points from the UY of the trip, and borrow from the UY after the trip. So, since an April 19 trip is in your Dec 2018 UY, it can be paid for with banked 2017, 2018 and borrowed 2019 points.

    With a Dec UY...and I have one...its best to not even think about the calendar year as the majority of your UY is in the next calendar year!
     
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  6. Ginger R

    Ginger R NJDisneyFans

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    So I have a question December use year here also. I have 1 point left in my 2018 use year bc we borrowed the majority for our Jan 2019 trip. If I want to make a reservation for April 2020 do I need to bank that 1 point since the reservation is for 2020 or since I can make that reservation 11 mos out in May and the point is there available for use do I not have to bank it? Sorry if this sounds confusing.
     
  7. bumbershoot

    bumbershoot DIS Veteran

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    Dec 2018 UY is good for trips 12/1/18 - 11/30/19

    Banking it to 2019 makes it good for trips 12/1/19 - 11/30/2020

    You need the points to be in the UY that the trip is in. So yes you bank it to 2019 for use on a trip April 2020.


    But you borrowed for a 2019 trip? That’s confusing to me.
     
  8. Ginger R

    Ginger R NJDisneyFans

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    No I'm sorry I typed it wrong. I meant that we used most of our 2018 points for our 2019 trip. Im always confusing myself bc ofvthe dec use year. Lol. We have all of our 2019 points. But thank you for the info. I will bank that last 2018 point so we have it for the 2020 trip.
     

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