Need advice about getting a Disney Visa

[southernbelle5672]

OK guys. I'm only 21 so I don't have much experience with credit cards so I need some advice.

Right now I have an amazon.com card that I pay off every month just to get the rewards. Me and DH are wanting to buy APs next year so I was thinking if I could get the Disney Visa it would help offset some of these costs. Are the points you earn eligible for APs?

Also, I saw recently where someone said they got $100 just for signing up. Obviously, this has passed, but do they offer sign-up incentives often? Should I try to wait for another one to come around? We want to buy our APs in January.

Tell me what yall think.
Thanks!!

 

[A Mickeyfan]

Yes, the points you earn are good towards your AP & yes, they do offer incentives to sign up. When my DD signed up (she was 18) she ended up with 26 points (odd amount) and a beach bag. She did only get a $500 credit line to start with. She had it for a little over 2 months when they increased the credit limit to $750. At about the one year mark of having it they increased it to $1500 She will be 21 in 2 weeks. She paid her balance off in full every month, but stopped using it about a year now... she preferes to use her debit card since she isn't into getting Disney points anymore. I told her she could always give them to me as a gift...