Hello! I have moved to Orlando, (18 minutes from Epcot to be exact..). Anyways, I have two memberships. One with 200 points that I bought in 2005 that I am keeping and one with 150 points that I bought in 2006 that I am selling to my mom. I have some questions about both of them please! Contract ONE-200 points bought in mine and my ex husbands name in May 2005. He actually ended up leaving me later that month so he has never paid a dime on it but his name is still on it because they said until I paid it off I couldn't take off his name. Thats fine, we get along great and he will have no problem signing whatever he needs to take his name off when its finally paid off. My questions is this: he is in really bad financial shape and about to claim bancruptcy. I want to get this paid off before that. Once I get it paid off does anyone know how long it takes to actually remove a name from the deed? Contract TWO- -150 points bought in my name only in August of 2006. This is the contract my mom is buying. (she already owns 150 points but she loves it too!) She is prepared to just pay off the whole thing now. I want to make sure I do this a fast as possible to hopefully avoid my payment and maint fees being withdrawn for September. (pulled on the first of month) Will this be subject to ROFR with Disney? If not, great! If so,-how could I avoid this? Could I add her to my account first and then when its paid off just remove my name? And as far as the monthly maint fees-can I just change the bank for the automatic withdrawals online? I appreciate everyones help. This year has been really hectic with school and moving and my mind is on overload! THank you so very much!!