The credit cards will be paid off this year and the cars next. I'd already paid off student loans once, but I took out a bunch to finally get a degree. I'm not getting anymore in debt!
I read Dave Ramsey's book last year, and while I don't follow his plan strictly anymore, I still keep a lot of his suggestions in my head. It really changed how I look at debt.
This is something I totally support you in. I charged too much of our last three trips, and once I get that paid off, I'm going back to the old ways - pay the rooms ahead and charge the food and souvenirs, but pay them off as soon as I get home. Charging builds up some Disney dollars, so it's a good thing if the charge is paid the next month.