Well Finally she called me this is what she offered. Poly Lagoon View Concierge Hopper With Dinning no water parks 25.00 disney dollars 4313.40 with insurance 4393.40 That is for 2 adults 3 children 2,7 and 9 years old Online Disney quote for all this was 4824.50 Total Savings 431.10 I think that is pretty good. Better then What I had. She did say the dining option she found out that if you want to eat at an upscale restaurant like the CA Grill you will have to use 2 sit down options for your one meal. So there are restrictions there. If you don't eat at one of those restaurants then there are no restrictions on price.