Extended warranties on cars.
I have purchased them on five cars including my two current cars.
I know the automakers set the premiums where they know the typical person is never going to get their money back, it is just extreme cases when you might have a claim that they will pay.
I also know the devil is in the details. And the only time I had a claim was for a heater core......which was very specifically excluded from coverage under the warranty.
I guess I am getting a little piece of mind with my current cars since I bought both while still working. But one is a Toyota, my first Toyota, and they are supposed to be very reliable. Never had a claim with three Fords. The heater core car was a Dodge.
I worked for two TV stations that used those Cherokees as news cars. But we had the automatic and 4.0 6 cylinder. The exhaust manifold tended to crack at about 150,000 miles, but other than that, with the automatic, they were bullet proof. We ran them 300,000 miles, and then employees would buy them and run them another 300,000 miles. I know one guy that still has his 89 and he has over 500,000 miles on it.Back in 1990 we bought a new Jeep Cherokee Laredo. It came with a 3/60 (IIRC…?) “bumper to bumper” manufacturer warranty.
With a little over 25K miles on it, and just before Christmas one year, the clutch (it was a 5-speed manual) slave and master cylinders went out.
The dealership wanted a little over $500 to replace them.
I said to the guy on the phone “What happened to the ‘bumper to bumper’ manufacturer warranty…?!?!?!” He said there was nothin’ he could do about it, and I asked who could.
He gave me a phone number for Houston and one for Detroit. I called the one for Detroit. I made my case, and the lady asked me if I minded holding for a coupla’ minutes.
When she came back to me a few minutes later, she told me she had just authorized the dealership to do the replacements at no charge. I felt like I just got a win…!
But, as it turned out, that SUV was the biggest POS we ever owned, by far.
All the time, hassle and money we spent before we finally got rid of it, especially after the manufacturer warranty ran out, we may as well have just lit the money part on fire.
For what we got for it in trade (didn’t even want the hassle of tryin’ to sell it ourselves), we’d a’ probably got more satisfaction from just lightin’ it on fire and pushin’ it off a cliff…!!!!!
I worked for two TV stations that used those Cherokees as news cars. But we had the automatic and 4.0 6 cylinder. The exhaust manifold tended to crack at about 150,000 miles, but other than that, with the automatic, they were bullet proof. We ran them 300,000 miles, and then employees would buy them and run them another 300,000 miles. I know one guy that still has his 89 and he has over 500,000 miles on it.
I'm surprised that failing multiple inspections isn't grounds to get your money back.$15K earnest money & deposits for new construction home. We walked last fall after the property failed 7 major building inspections with the city.
Sephora is the best store for these types of purchases as there is a generous return policy.Deposit I put down on a trip in the early stages of Covid, expecting that to be a far, far shorter ordeal than it was. I still have a credit with the tour operator, but it expires next year and we don't plan to take that trip before then.
Also the countless cosmetic items I've bought since Covid made in-store testers a thing of the past. I get the product home, use it a time or two before I decide it's really the wrong shade/texture/scent or whatever. Often there's a no-return-after-opening policy.
I'm sure that's true but I'm a discount store/drug store/grocery store buyer; nothing fancy.Sephora is the best store for these types of purchases as there is a generous return policy.
Returns Policy
If you are not completely satisfied with a Sephora purchase or gift for any reason, Sephora welcomes you to return new or gently used products for a full refund to your original method of payment if returned within 30 days of purchase, in most cases. Returns that are made from 31-60 days after purchase are eligible for online credit (if returned to us by mail) or store credit (if returned in-store). In order to complete the return, you must have a proof of purchase.
Please review our return, refund, and exchange policies below for Sephora.ca purchases and in-store purchases. Products must be returned in new or gently used condition. Sephora monitors return activity by customers for abuse, and if we detect what we consider to be excessive or potentially fraudulent return activity from a customer, that customer may be notified in writing that Sephora will no longer accept any returns from that customer, with or without a receipt.
All returns are subject to validation and approval at Sephora’s discretion. If a return is not approved by Sephora for any reason, the item may not be returned to you. Beauty Insider points associated with all refunds will be removed when the refund transaction is processed.