As for the meet & greets: Now I have only done WDW, but it sounds as though DL is the same. There is a specific place and time (WDW was in Epcot from 10-4 or something), you don't know which characters will be there, from what I hear it is usually Mickey, Minnie, Goofy, Donald, etc. 2 of the main characters. Anyway, you basically get one on one time w/them & they have a back drop & photo session. I put mine on our PhotoPass card, but if you don't get one, they will give you one. You then have to go to the photo stores to view the pictures & you pick out what you like & get a free 5 x 7.
I would just find out when you enter DL or DCA where/what park & times. You get a free photo per person that has a Disney card (different account numbers), per day. So you can go 4 days & get 4 free photo's (to my understanding). After you get your pictures taken you are given a card/ticket, etc. & that is what you take in for your free picture.
As for what resturants.....it seems to me that I just got something in the mail w/a list - but I am at work. Maybe someone else here can help you with that.
The only other "BIG" perk -IMO - is I charge everything on this card: groceries, gas, bills,
Walmart, etc. Absolutely everything possible - if I charge $100 of groceries, I accumulate $1 to spend at Disney. So, on your trip - charge everything, then pay it off like you used cash at Disney. Then you basically get free money for your next Disney trip. Otherwise, I could rarely afford to go.
